Working Days Calculator – US Federal Holidays
Calculate US working days, weekends, and federal holidays by month. Essential for home health workforce planning, payroll, and cash flow.
About This Calculator
Calculate working days, weekends, and federal holidays for any month in the United States. Working days exclude weekends and 11 federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day, Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day.
A 3-day swing in working days between months means roughly a 14% difference in productive capacity—critical for workforce planning, payroll, and cash flow projections in home healthcare.
Working Days by Month — 2026
The table below shows working days, weekend days, and federal holidays for each month in 2026. Total working days in 2026: 251.
| Month | Working Days | Weekend Days | Holidays |
|---|---|---|---|
| January 2026 | 21 | 9 | 1 (New Year's Day) |
| February 2026 | 19 | 8 | 1 (Presidents' Day) |
| March 2026 | 22 | 9 | 0 |
| April 2026 | 22 | 8 | 0 |
| May 2026 | 20 | 10 | 1 (Memorial Day) |
| June 2026 | 21 | 8 | 1 (Juneteenth) |
| July 2026 | 22 | 8 | 1 (Independence Day observed) |
| August 2026 | 21 | 10 | 0 |
| September 2026 | 21 | 8 | 1 (Labor Day) |
| October 2026 | 21 | 9 | 1 (Columbus Day) |
| November 2026 | 19 | 8 | 2 (Veterans Day, Thanksgiving) |
| December 2026 | 22 | 8 | 1 (Christmas Day) |
Working Days by Month — 2025
Total working days in 2025: 251.
| Month | Working Days | Weekend Days | Holidays |
|---|---|---|---|
| January 2025 | 21 | 8 | 2 (New Year's Day, MLK Day) |
| February 2025 | 19 | 8 | 1 (Presidents' Day) |
| March 2025 | 21 | 10 | 0 |
| April 2025 | 22 | 8 | 0 |
| May 2025 | 21 | 9 | 1 (Memorial Day) |
| June 2025 | 21 | 8 | 1 (Juneteenth) |
| July 2025 | 22 | 8 | 1 (Independence Day) |
| August 2025 | 21 | 10 | 0 |
| September 2025 | 21 | 8 | 1 (Labor Day) |
| October 2025 | 22 | 8 | 1 (Columbus Day) |
| November 2025 | 19 | 9 | 2 (Veterans Day, Thanksgiving) |
| December 2025 | 22 | 8 | 1 (Christmas Day) |
Why Working Days Matter for Home Health Agencies
Working day variation directly impacts three critical areas for home health and hospice agencies:
- Revenue capacity — Per-visit and hourly billing models produce less revenue in months with fewer working days. A month with 19 working days generates roughly 14% less revenue capacity than a month with 22 working days.
- Payroll and staffing — Salaried clinician costs remain fixed regardless of working days, compressing margins in shorter months. Agencies must plan overtime and per-diem staffing around holiday schedules.
- Cash flow timing — Medicare and Medicaid reimbursement cycles interact with working day schedules. Fewer working days can delay claims submission and payment receipt, creating cash flow gaps that compound over quarters.
Understanding working day variation is a foundational input for Profit Cycle Management (PCM) — connecting capacity planning to revenue forecasting to cash flow management.
Frequently Asked Questions
What are working days and why do they matter for home health agencies?
Working days are weekdays (Monday through Friday) excluding federal holidays. They matter for home health agencies because most patient visits, clinician schedules, and billing cycles operate on working days. A month with 22 working days produces significantly more revenue capacity than one with 19 working days—that's a roughly 14% difference in productive time.
How many working days are in 2026?
The year 2026 has approximately 251 working days after excluding weekends and 11 federal holidays. However, working days vary significantly by month—February 2026 has only 19 working days while some months have as many as 23. This variation directly impacts workforce planning, payroll, and cash flow projections.
Which US federal holidays are excluded from working days?
The calculator excludes 11 US federal holidays: New Year's Day, Martin Luther King Jr. Day, Presidents' Day, Memorial Day, Juneteenth, Independence Day (July 4th), Labor Day, Columbus Day, Veterans Day, Thanksgiving Day, and Christmas Day. When a holiday falls on a weekend, the observed weekday is used instead.
How does working day variation affect payroll and revenue?
A 3-day swing in working days between months means a 15.8% difference in productive capacity. For per-visit and hourly revenue models, fewer working days directly reduce billable visits and revenue. Agencies that budget by calendar month without accounting for working day variation can face cash flow surprises—especially in months like February with only 19-20 working days.